There are few messages sweeter than 'Your refund has been credited.' If your employer or clients deducted more TDS than your actual tax, that extra money is yours, and here is how to get it back quickly.
How the refund journey works
You file your return, you e-verify it, the Centralised Processing Centre in Bengaluru processes it, and the refund lands directly in your pre-validated bank account. In recent years, simple returns filed early are often processed within a couple of weeks. Filing in June or early July usually beats the last week rush by a wide margin.
Why refunds get stuck
- ✓The return was never e-verified (the number one reason, and entirely avoidable)
- ✓Bank account not pre-validated on the portal, or name mismatch with PAN
- ✓A mismatch between your return and AIS or Form 26AS triggering a review
- ✓An outstanding demand from a previous year being adjusted against it
Five ways to get your refund faster
- ✓File early, verify the same day with Aadhaar OTP
- ✓Pre-validate your bank account and link it with PAN before filing
- ✓Match every income line against AIS before you submit
- ✓Claim TDS exactly as it appears in Form 26AS
- ✓Keep your mobile and email current, so you see any query immediately
Every return filed on Saathi.Tax is cross checked against AIS before submission, precisely so your refund does not get stuck in a mismatch. We also track your return after filing and alert you the moment its status changes.
